Insurance

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Health Insurance Requirements

All students attending Bard College are required to have health insurance. Students are automatically enrolled in the College’s health insurance plan unless the student and/or parent/guardian applies and is approved for a waiver. A link to the online waiver request can be found at: https://www.studentenroll.anthem.com/496 . The waiver submission deadline for incoming students in the Fall'25 is  August 1, 2025
For questions about the waiver contact: Marshall + Sterling at [email protected] or call Anthem Student Customer Service at :
1-844-412-0752


If a waiver is not approved the student will be enrolled in the Bard College health insurance. The cost of the insurance will be reflected on the bill from Student Accounts. This charge is separate from the Student Health and Counseling Fee which all undergraduates have to pay, and which is billed by the semester. The Student Health and Counseling Fee covers services rendered at Health Service's and Counseling Service's on-campus clinics, but not any medications which may be dispensed.

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Am I required to enroll in the Student Health Insurance Plan?

If you have other health insurance coverage either on your own or through a family member you may qualify to waive the plan offered by the college. You must complete the online waiver request by August 1, 2025
The waiver can be found at: https://www.studentenroll.anthem.com/496 . For questions about the waiver contact: Marshall + Sterling at [email protected] or call Anthem Student Customer Service at 1-844-412-0752

 

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Does the Bard Health Insurance plan cover dental services?

No, the Anthem Student Advantage Health Insurance Plan does not cover dental, but this year (2025) Bard/Anthem is offering additional dental coverage to all students that would like to purchase it. To get a quote please click here. You can also find more information about it in the Student Health Insurance Packet or by calling  Anthem Student Customer Service at 1-844-412-0752

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How do I sign up for the “Bard” Student Health Insurance Plan?

If you wish to enroll in the Student Health Insurance Plan through Anthem Student Advantage Health Insurance you need do nothing at all. As an undergraduate you will be automatically enrolled unless you submit an online waiver.

The deadline date to submit a waiver is August 1, 2025, waiver can be found at: https://www.studentenroll.anthem.com/496 . Questions regarding the waiver can be addressed to Marshall + Sterling at [email protected] or call Anthem Student Customer Service at 1-844-412-0752.

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If I choose to waive the Student Health Insurance Plan can I still use Health Service on campus?

Yes, Health Service does not bill students or insurance for any services provided in our clinic. We do bill students for any medications dispensed from our in-house dispensary. These charges can be billed to your student account, or you can pay cash at the time of your visit.

A Note About Laboratory Services: Laboratory services are currently provided by LabCorp. Should your visit require any laboratory services we provide your insurance information to LabCorp who will then bill your insurance provider directly. It is your responsibility to ensure that your insurance covers services provided by LabCorp.

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Will Medicaid from my home state work in New York?

Medicaid from other states only cover treatment of life threatening illness or injury outside of the state in which it is issued.

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If I have Medicaid in my home state what should I do?

One option is to enroll in Bard’s Student Health Insurance Plan through Anthem Student Advantage Health Insurance. This is excellent coverage, and provides nationwide coverage when you are home or away from campus.

A second option is that students who are residents of the U. S. and currently have Medicaid in their home state usually qualify for New York State Medicaid while enrolled at Bard College. You can contact our local healthcare navigator, Mary Moyer at [email protected] to find out more about eligibility requirements and enrollment.
 

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I’m an international student. Am I required to enroll in the Student Health Insurance Plan?

Please be aware that international insurance plans offered through your home country or commercial plans from outside of the U. S. do not qualify you to waive the Student Health Insurance Plan. International students must enroll in either the Student Health Insurance Plan through Anthem Student Advantage Health Insurance, or enroll in the ISO Secure Insurance plan as outlined in the Student Health Insurance Packet. 

 

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Will the Bard Student Health Insurance Plan cover me outside of New York?

Yes, coverage under Anthem Student Advantage Health Insurance Plan is nationwide in the US. To request a list of providers near you please contact Anthem Student Customer Service at 1-844-412-0752 or visit their website at https://www.studentenroll.anthem.com/496  and click on LOGIN